Included
- Provider information gathering
- Charges and features comparison table
- Written recommendation letter
Advice engagement
Pension Consolidation Review
Compare scattered workplace and personal pensions against consolidation options, including charges, guarantees, and transfer risks.
Who it is for: Employees and self-employed people with multiple deferred pensions
Result: Clear recommendation on which pots to keep, transfer, or leave, with charge and guarantee comparison
Duration: 2–3 meetings
Where: Thompsonham office or video
Fees: From £495 per review. Fixed fee.
Ask about a pension consolidation reviewNot included
- Executing transfers without client authority
- Guaranteed income annuity quotes as a product sale
How the engagement proceeds
- Document collection
- Comparison analysis
- Recommendation meeting
Preparation
Pension scheme details and transfer packs if already requested
Constraints
Defined benefit transfers require additional due diligence and may involve separate specialist referral