Pension Consolidation Review
Compare scattered workplace and personal pensions against consolidation options, including charges, guarantees, and transfer risks.
Read the scopeUK financial advice & consulting · Northern Ireland
Steadfast Path Advisory
Written retirement income maps, pension consolidation reviews, and protection assessments for households and company directors who want plain decisions — not product pressure.
Flagship engagement
Retirement Income Planning
For people within five to fifteen years of leaving work — or already drawing pots — we inventory pensions, State Pension timing, and essential bills, then set a sequenced withdrawal plan you can follow with your existing providers.
Meetings take place at our Thompsonham office or by video. Fees are agreed in writing before analysis begins. From £850 for a full review.
How the review works
Related advice
Other consultations we offer
Each engagement is scoped separately so you only pay for the review you need.
Investment Portfolio Second Opinion
An independent look at how your existing ISA, GIA, and pension investments are allocated relative to your time horizon and risk capacity.
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Protection Needs Assessment
Review life cover, income protection, and critical illness needs against mortgage and family commitments.
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Business Owner Financial Planning
Coordinate personal pensions, company contributions, and extraction planning for directors of limited companies.
Read the scopeFrom recent clients
What the work felt like
“We came in with three old workplace pensions and no idea which charges were reasonable. The consolidation review took longer than I hoped because one provider was slow with paperwork, but the comparison table finally made the keep-or-transfer choice obvious.”
Claire M. · Pension Consolidation Review
More client stories“The retirement income map showed our essential bills covered by State Pension and a small defined benefit, with drawdown only for discretionary spending. That sequencing alone calmed arguments we had been having at the kitchen table for months.”
Robert & Helen K. · Retirement Income Planning
Ready to clarify your next money decision?
We typically reply within two working days with available meeting times and a fee outline for the advice area you name.
Write to the Thompsonham office