Included
- Income and liability mapping
- Existing policy review
- Prioritised recommendations
Advice engagement
Protection Needs Assessment
Review life cover, income protection, and critical illness needs against mortgage and family commitments.
Who it is for: Households with dependents, mortgages, or self-employed income that would stop on illness
Result: A needs gap analysis and priority list for cover types and sums assured
Duration: One detailed meeting plus written summary
Where: Thompsonham or video
Fees: From £350. Fixed fee; commission disclosure applies if products are arranged.
Arrange a protection needs assessmentNot included
- Underwriting decisions
- Claims handling
How the engagement proceeds
- Fact-find
- Gap analysis
- Summary letter
Preparation
Policy schedules and mortgage balance
Constraints
Product recommendations only within our authorisation