Included
- Full pension and savings inventory
- Cash-flow projections under three retirement lifestyles
- Tax-efficient withdrawal sequencing recommendations
- Written plan and follow-up call within 30 days
Advice engagement
Retirement Income Planning
A structured review of pensions, State Pension timing, and drawdown choices so your retirement income lasts as long as you need it.
Who it is for: People within five to fifteen years of leaving work, or already drawing pension income who want a clearer plan
Result: A written retirement income map covering defined contribution pots, defined benefit estimates, State Pension age options, and a sequenced withdrawal plan
Duration: Typically 3–5 meetings over 6–8 weeks
Where: Meetings at our Thompsonham office or by secure video link across Northern Ireland and GB
Fees: From £850 for a full retirement income review. Fixed fee agreed in writing before work begins; hourly top-up only if scope expands by mutual agreement.
Request a retirement planning consultationNot included
- Discretionary investment management
- Legal drafting of wills or trusts
- Mortgage broking
How the engagement proceeds
- Introductory call to confirm suitability and fee basis
- Fact-find meeting with documents checklist
- Analysis and draft plan presented in person or by video
- Final recommendations and implementation support with your existing providers
Preparation
Bring latest pension statements, State Pension forecast, and a note of essential monthly outgoings
Constraints
Advice is personalised and regulated; we cannot advise on products we are not authorised to recommend